If the cheque does not clear—for example, because of non-sufficient funds—the money will be debited from your account. As of 2018, we have a check cashing limit of $5,000, although we increase this limit to $7,500 from January to April of each year. Our check cashing fees are $4 for any checks up to $1,000. As an example, on a $500 cheque, the maximum that can be charged is $3, plus two percent of $500, which equals $10, for a total of $13. but this is a provincial cheque not a federal cheque. For checks between $1,001 and $5,000, the fee is $8. For example, many 7-Eleven convenience stores will cash cheques for a small fee (which varies by location). If the payee is not entitled to the cheque, it should be cancelled by Provincial Treasury using the Cheque Enquiry/Stop Payment/Replacement Requisition/Payment Cancel form (FIN 358) (PDF) (government access only). Cash your cheque as soon as possible, no need to worry if you have an old one. Sorry if I was unclear, thats why i asked in r/ontario not r/canada though. Limit fees for cashing social and disability assistance cheques: Capping the fee for cashing a provincial social assistance or disability cheque at $2, plus 1% of the value of the cheque, up to a maximum fee of $10. Cash limits and the costs to you. That fee is $3, plus two per cent of the face value of the cheque. For an example, see the photo above. Government of Canada cheques don’t expire and can be cashed at any time, free of charge. Cheques from the Government of Canada are always yellow, with maple leaves and a map of Canada in the background. Merchants often charge small fees for cashing a cheque for you. Note: this change applies to anyone in B.C. This would be one piece of ID with both your photo and your signature. This includes GST/HST rebates and income tax refunds. To protect consumers, the Manitoba government has set limits on the amount that can be charged for cashing a government cheque. It's a cheque from ODSP and is blue and has no maple leaves or map. of provincial government cheques given adequate identification, with respect to cheques of $1000 or lower.4 In 2010, the Province of Manitoba indicated that it was considering the experience of other provinces, such as British Columbia and Alberta who have indemnity agreements in place for cashing provincial government cheques. For more information, visit the Financial Consumer Agency of Canada webpage on cashing your Government of Canada cheque for free . Assistance cheques may be payable to the client, to a trustee, to a vendor on a client's behalf, or to a combination of these. Government assistance cheques. The only types of checks we cannot cash are personal checks. If there are multiple payments with the same Release Date to be made to a vendor, only one cheque will be issued - the cheque stub will detail the payment(s). Government Cheque Cashing Government cheques are like any other checks that are issued and processed, from personal and company cheques to checks issued by provincial, municipal, or federal they are all treated in the same fashion. You will need to take proper ID with you to the bank. If the cheque writer or cheque writer's financial institution is located outside Canada, the cheque can take much longer to clear. Foreign cheques are often held for 30 days. 3 Despite section 2, a person may charge, require or accept a cheque cashing fee in relation to a government assistance cheque only if the cheque cashing fee does not exceed the lesser of (a) $2.00 plus 1% of the face value of the government assistance cheque… For instance, they will cash payroll cheques or government cheques but not personal cheques (cheques written by individuals drawn from their personal accounts). 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